We value you and deliver outstanding benefits at work.
We offer a robust wellness program that focuses on healthy living, consumerism, and work/life balance. For four consecutive years, BlueCrest has been recognized for our increasingly successful efforts in promoting a healthy workplace.
HEALTH
Medical Plans Employees have a choice of medical plans that provide a wide range of medical and prescription coverage. The company subsidizes a significant portion of employees’ medical premiums and are paid pre-tax
https://www.cigna.com/legal/compliance/machine-readable-files This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.
Dental The company provides dental insurance options giving employees the choice to utilize in or out-of-network dentists. The company subsidizes a significant portion of employees’ dental premiums. Dental premiums are also a pre-tax benefit.
Vision Our basic vision coverage is included with our medical plans and covers a wide range of vision-related services and products. The plan covers both in-network and out-of-network doctors. You have the opportunity to purchase additional insurance for enhanced hardware coverage (glasses, contacts), also on a pre-tax basis.
Voluntary Benefits In addition, employees may choose to enroll in Critical Illness and/or Accident coverage. These plans offer protection in the event of a major illness or unexpected accident and are designed to supplement medical insurance. While the employee covers the cost of these plans, they are available at the lower, group rates.
Employee Assistance Program (EAP) EAP offers employees and their family member’s confidential, quick and convenient assistance with counseling services, financial services, legal services, and dependent-care services.
FINANCIAL
Healthcare Spending Account (HSA) In conjunction with certain medical plan elections, you have the opportunity to participate in an HSA, allowing you to use pre-tax payroll deductions toward medical costs. These monies are portable so you never lose them.
Health Reimbursement Account (HRA) In conjunction with certain medical plan elections, you have the opportunity to participate in an HRA. This means that the company will make funds available to you to assist in offsetting medical plan costs. These funds, if unused, revert to the company at the end of the plan year.
Flexible Spending Account (FSA) BlueCrest offers both a health care and a dependent care flexible spending account. These accounts enable employees to use pre-tax payroll deductions to pay for Internal Revenue Service-permissible out-of-pocket expenses. These funds must be used during the plan year or they are forfeit.
401(k) Retirement Plan The BlueCrest 401(k) Plan helps employees prepare for financial independence. The plan provides valuable savings and investment options to help you build a secure future. You may choose either pre-tax, post-tax contributions, or both. The company matches a portion of your contributions. In addition, each year qualified employees receive a core contribution to their 401(k) plan, whether they choose to contribute from their pay or not.
INSURANCE
Life and Accidental Death and Dismemberment Insurance Basic Life insurance is a company-paid benefit meaning there is no cost to employees. The benefit is equal to 14 months of your qualified annual earnings to a maximum benefit of $500,000.
Supplemental Life and Accidental Death and Dismemberment Insurance Employees may purchase additional supplemental life and supplemental accidental death and dismemberment insurance for themselves and their family members.
Disability BlueCrest offers benefits-eligible employees both short-term and long-term disability coverage. Basic short-term and long-term disability are fully company-paid. You have the option of buying additional long-term disability insurance through payroll deductions.
TIME OFF
Paid Vacation Employees accrue vacation time each year, based on length of service.
Unplanned Absences BlueCrest offers employees paid time off in the event of illness or other unplanned absences.
Paid Company Holidays BlueCrest offers 12 paid holidays per year. Some of these days are designated in advance by the company and some are yours to use as you choose.
TUITION REIMBURSEMENT
Tuition Reimbursement Program BlueCrest offers tuition reimbursement for undergraduate and graduate degree programs to employees after a six-month waiting period.
